Bantu Keluarga Dalam Persediaan Persaraan

Anak-anak yang ada mak bapak, pakcik makcik atau kenalan yang berumur 50 tahun ke atas, jom bantu mereka tambah dana persaraan.

Tahukah anda ?

Pada umur 50 tahun, pencarum KWSP boleh mengeluarkan kesemua atau sebahagian daripada simpanan dalam AKAUN 2 KWSP.

Macam mana cara nak maksimumkan simpanan dalam Akaun 2 untuk persedian persaraan pada umur 55 tahun?

Caranya adalah menggunakan ASBF.

Andaikata pencarum memiliki RM66,000 dalam akaun 2, jika dibiarkan dalam KWSP selama 5 tahun sehingga umur 55 tahun, nilai RM66,000 akan berkembang menjadi RM90,000 sekiranya dividen setiap tahun sekitar 6.5%.


Jika kita bantu mereka, dengan nilai simpanan RM66,000 kita dapat menjana hasil sebanyak RM152,000 menggunakan flatform ASB Financing (Teknik Rolling dividen. Kiraan berdasarkan dividen ASB 6.75%).

Jika dibandingkan dgn simpanan KWSP: RM152,000-RM90,000 = RM 62,000 lebihan @ dana tambahan.

Jika dibahagikan dengan 60 bulan (5 tahun), keuntungan setiap bulan adalah sebanyak RM1,033 berbanding simpanan dalam KWSP.

So, mak ayah kita pasti boleh bersara dengan lebih selesa.

Di samping itu, kita juga dapat selamatkan mak ayah daripada terjebak dengan SKIM PONZI, pelaburan EMAS sontot, MLM dan lain-lain.

Kita tolong depa simpan duit di tempat yang betul.

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