Cara Penuhkan Sijil ASBF 200K Dengan Komitmen RM 270 Sebulan

CARA PENUHKAN SIJIL ASB 200K DENGAN KOMITMEN RM270 SEBULAN.

Bagi kawan-kawan shahzaidi.com yang bergaji kecil atau komitmen sudah tinggi kerana telah mempunyai hutang rumah, kereta dan pinjaman peribadi, pasti berasa sukar untuk memiliki sijil ASBF RM200,000 yang memerlukan komitmen bulanan sebanyak RM1080.

MASIH ADA PELUANG

Sebenarnya, jika ada ilmu, anda boleh miliki sijil ASB 200K dengan hanya bermodalkan RM270 sebulan. Tapi memerlukan strategi yang betul dan kesabaran.

Teknik yang sesuai digunakan adalah Teknik HYBRID iaitu gabungan Teknik Rolling Dividen dan Teknik Compounding.

LANGKAH-LANGKAH:

LANGKAH 1

Pada tahun pertama, Apply ASBF 50K, keuntungan bank 5.05%, tempoh pembiayaan 30 tahun. Bayaran bulanan RM270. Anda bayar selama 12 bulan @ setahun sahaja. Selepas setahun, anda akan dapat dividen. Gunakan dividen untuk bayar ansuran tahun kedua. Ulang langkah ini pada tahun seterusnya sehingga matlamat anda tercapai.

LANGKAH 2 

Pada tahun kedua, komitmen bulanan anda kembali sifar kerana ansuran sijil 50K yang pertama dibayar menggunakan dividen. Tiba masanya untuk anda Apply sijil ASB 50K yang kedua. Untuk sijil kedua, bayar selama setahun sahaja dan gunakan teknik rolling dividen.

LANGKAH 3

Pada tahun ketiga, komitmen kembali sifar kerana ansuran sijil ASB 50 yang pertama dan kedua dibayar menggunakan dividen. Jadi, anda apply Sijil ASB 50K yang ketiga. Ulang seperti sijil pertama dan kedua menggunakan teknik rolling dividen.

LANGKAH 4

Pada tahun keempat, komitmen anda kembali sifar. Tiba masanya untuk apply sekali lagi sijil ASB 50K. Kini anda sudah memiliki sijil ASB sebanyak 200K. Untuk sijil keempat, disarankan untuk menggunakan teknik compounding supaya hasil simpanan lebih tinggi.

Jika berminat untuk penuhkan sijil ASB2 lagi 200K, teruskan langkah di atas sehingga tahun ke-8. Anda bakal memiliki sijil ASBF 400K dengan komitmen RM270 sebulan.

Untuk maklumat lanjut, boleh wasap ke 0133360161

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42 thoughts on “Cara Penuhkan Sijil ASBF 200K Dengan Komitmen RM 270 Sebulan

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