Cara Selesaikan Hutang Kereta Dengan Bijak Kurang Dari 5 Tahun

Adakah anda pernah merancang untuk perkara seperti berikut dalam kehidupan anda?

1- Pergi Haji/Umrah
2- Beli Kereta Idaman
3- Beli Rumah
4- Beli Tanah
5- Berkahwin/Bertunang
6- Mulakan perniagaan sendiri
7- Melancong ke luar negara

* Katakanlah anda ada masa 6 Tahun untuk lakukan salah satu dari 7 Perkara di atas.

* Jom kita tengok contoh daripada sumber Teknik Pelaburan ASB Terbaik, jika anda berniat nak beli kereta (katakan bayar bulananRM645/ sebulan dengan Tempoh Loan 5 Tahun Sahaja)

Perhatikan Teknik BIJAK ini:

1- Buat Loan ASB (apply dengan saya lah jika tiada masalah kelayakan , SEMAK KELAYAKAN), RM100K selama 30 Tahun dan bayaran bulanan RM534/bulan.
2- Bayar guna duit poket anda sendiri selama SETAHUN (RM534 X 12= RM6408 ). Kalau anda ade cash sebanyak RM6408, bayar lump sump terus…lagi senang 🙂
3- Pada tahun ke-2 (awal tahun. dividen ASB keluar), anda akan mendapat RM7750.00 (dengan anggapan sekurang-kurangnya dividen dapat 7.75% SAHAJA…ASB boleh dapat lebih lagi!). Anda boleh mula beli kereta pada tahun ke-2 ni hohoho! Pergi guna duit RM7750.00 ni untuk beli kereta berharga bayaran bulanan RM645/sebulan.
4- Teruskan bayar guna dividen tiap-tiap tahun..Tahun ke-6 Loan kereta selama 5 Tahun TELAH SELESAI FULL SETTLEMENT !!!!!
5- Tahun 6 – 24 biarkan bayaran dividen tahunan digunakan untuk bayar lump sump bayaran loan asb tahunan (RM7750- RM6408). Siap ada baki lagi….biarkan baki duduk dalam buku ASB.
6- Tahukah anda, ada Bonus RM1300 setiap tahun (Bukan Dividen ye.. PNB akan beri BONUS jika anda maintain melabur dalam tempoh yang lama).
7- Biarkan bonus yang ada ni compounding atau membiak dalam buku ASB.
8- Akhir tahun ke-24 anda akan dapat RM86,000 daripada duit BONUS tak usik selama 24 Tahun.
9- Akhir tahun ke-24 juga anda akan dapat Sijil ASB Bernilai RM100K (sebab tempoh loan asb selama 30 Tahun dah TAMAT= 6 Tahun + 24 Tahun).
10- RM100K+RM86K+KERETA FREE

MENARIK TAK?

Masa bergerak, jangan tunggu lama-lama…lagi lama tunggu, lagi lambat 7 Perkara di atas dapat dicapai.

KEMBALI KE HALAMAN UTAMA

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