Soal Jawab Berkenaan Harga Pasaran Rumah

Perkongsian ni..acapkali abang jumpa klien tanya benda ni.. kredit to abang IM. Baru terfikir nak taip panjang mcmni.. apapon bacalah..x rugi

Soaljawab Berkenaan Harga Pasaran Rumah
=========================

Soalan 1: Bang, saya tengah survey nak beli rumah. Tapi kenapa bila saya tengok dalam Mudah.my harga rumah berbeza-beza, walaupun dalam kawasan yang sama?

Jawapan:

Apa yang kau tengok kat Mudah.my tu adalah harga jualan yang ditetapkan oleh pihak penjual. Tapi tak bermakna ianya adalah harga pasaran.

Konsep “willing seller, willing buyer”.

Apa yang pembeli perlu faham adalah, untuk rumah pertama dan kedua, anda boleh memohon 90% pembiayaan daripada harga pasaran (bukan harga jualan).

————————————————-

Soalan 2: Apa maksud harga pasaran, “below market” dan “above market value”?

Harga pasaran
===========

Contoh:

Penjual meletakkan harga RM 200k kepada pembeli (harga jualan), dan kebetulan harga pasaran juga RM 200k. Pembeli layak mendapat pembiayaan sebanyak 90% daripada harga pasaran, iaitu RM 180k. Dalam kebanyakan kes pembeli perlu membayar deposit 10% iaitu RM 20k.

Bawah harga pasaran (below market)
============================

Penjual meletakkan harga RM 180k kepada pembeli (harga jualan), sedangkan harga pasaran adalah RM 200k. Jadi dalam contoh ini, pembeli berpeluang membeli rumah 10% di bawah harga pasaran. Deposit 10% yang perlu disediakan adalah RM 18k.

Lebih daripada harga pasaran (over market value)
========================

Penjual meletakkan harga RM 220k kepada pembeli, sedangkan harga pasaran adalah RM 200k. Dalam kes ini, harga yang ditetapkan oleh penjual adalah 10% “over market value”. Bank cuma akan meluluskan 90% daripada harga pasaran iaitu sebanyak RM 180k sahaja. Perbezaan sebanyak RM 40k perlu ditanggung oleh pembeli.

———————————————-

Soalan 3: Macam mana nak tahu harga rumah tu adalah harga pasaran, “below market” ataupun “above market value?”

Jawapan:

Hanya jurunilai (valuer) yang dirujuk oleh pihak bank sahaja dapat menilai harga semasa dengan lebih tepat.

Harga pasaran ditentukan oleh banyak faktor, antaranya lokasi, tingkat berapa (jika rumah bertingkat), dan juga jika ada sebarang renovasi dibuat oleh pemilik asal.

Yang terbaik boleh dilakukan oleh pembeli sebelum membeli adalah dengan merujuk kepada beberapa sumber untuk mendapatkan anggaran harga sesebuah rumah.

1. Laman sesawang www.brickz.my boleh menunjukkan rekod transaksi yang telah berlaku di tempat tersebut.

2. “Walk in” ke cawangan bank terdekat di kawasan tersebut, dan tanya terus pada pegawai bank.

3. Jika ada kenalan yang bekerja sebagai jurunilai “valuer”, boleh lah cuba tanyakan pada mereka.

4. Berkawan baik dengan Real Estate Negotiator (REN) yang dah biasa dengan kawasan tersebut. Nak lebih mudah, klik Link ni: BORANG SEMAK HARGA RUMAH

5. Jiran-jiran di kawasan tersebut.

6. Pejabat maintenance / JMB

Buat kaji selidik secukupnya sebelum meneruskan pembelian.

LIKE I SHARE / TAG

Credit Sharing Info- Hartanah Idaman

Sharing is caring!

Facebook Comments

51 thoughts on “Soal Jawab Berkenaan Harga Pasaran Rumah

  1. oprolevorter

    I’m extremely impressed with your writing skills and also with the layout on your weblog. Is this a paid theme or did you customize it yourself? Anyway keep up the nice quality writing, it’s rare to see a great blog like this one these days..

  2. gamefly free trial

    You can certainly see your expertise in the article you write.

    The world hopes for even more passionate writers such as you who are not afraid to
    say how they believe. All the time follow your heart.

  3. gamefly free trial

    Thanks a bunch for sharing this with all of us
    you actually realize what you are speaking about!
    Bookmarked. Please additionally talk over with my site =).
    We will have a link trade agreement between us

  4. gamefly free trial

    Hello just wanted to give you a quick heads up. The words in your article seem to be running off the screen in Chrome.
    I’m not sure if this is a format issue or something to do with web browser compatibility but I
    figured I’d post to let you know. The style and design look great though!
    Hope you get the issue fixed soon. Kudos

  5. gamefly free trial

    Unquestionably believe that which you said. Your favorite
    justification seemed to be on the internet the simplest thing to be aware of.
    I say to you, I definitely get irked while people think about worries that they plainly do not know about.
    You managed to hit the nail upon the top and also defined out the whole thing without having side effect , people can take
    a signal. Will likely be back to get more. Thanks

  6. gamefly free trial

    When I initially commented I clicked the
    “Notify me when new comments are added” checkbox and now each
    time a comment is added I get several e-mails with
    the same comment. Is there any way you can remove people from that service?

    Thanks!

  7. gamefly free trial

    Terrific work! This is the type of info that are supposed
    to be shared across the web. Disgrace on Google for now not positioning this submit upper!
    Come on over and visit my website . Thanks =)

  8. gamefly free trial

    Hello my loved one! I wish to say that this article
    is awesome, nice written and include approximately all significant infos.

    I’d like to see extra posts like this .

  9. gamefly free trial

    Aw, this was a very good post. Finding the time and actual effort to produce a top notch article… but what can I say… I hesitate a whole lot and don’t manage to get nearly anything done.

  10. gamefly free trial

    Awesome things here. I am very satisfied to see your post.
    Thank you a lot and I am taking a look forward to touch you.

    Will you kindly drop me a e-mail?

  11. ps 4 games

    I’ll immediately grasp your rss feed as I can’t in finding your email subscription link or newsletter service.
    Do you have any? Please permit me recognize so
    that I may just subscribe. Thanks.

  12. ps4 best games ever made 2019

    Hi, i think that i saw you visited my blog thus i came to “return the favor”.I’m attempting
    to find things to improve my site!I suppose its ok to use a few of your ideas!!

  13. quest bars cheap

    Great beat ! I would like to apprentice while you amend your web site, how could i subscribe for a blog site?
    The account helped me a acceptable deal. I had been a little bit acquainted of this your broadcast provided bright clear concept

  14. quest bars cheap

    hello there and thank you for your information – I have certainly picked up something new from right here.
    I did however expertise a few technical issues using this web site, as
    I experienced to reload the web site many times previous to I could get it to load correctly.
    I had been wondering if your web host is OK? Not that I’m
    complaining, but slow loading instances times will often affect your placement in google and
    can damage your high-quality score if advertising and marketing with
    Adwords. Well I’m adding this RSS to my e-mail and could look out
    for much more of your respective fascinating content.
    Make sure you update this again very soon.

  15. quest bars

    Thanks in favor of sharing such a fastidious opinion, piece of writing is fastidious, thats why i have read it completely

  16. tinyurl.com

    Way cool! Some very valid points! I appreciate you penning
    this post and the rest of the site is extremely good.

  17. plenty of fish dating site

    Wow that was strange. I just wrote an extremely long
    comment but after I clicked submit my comment didn’t show up.
    Grrrr… well I’m not writing all that over again. Regardless, just wanted to say superb blog!

  18. quest bars cheap

    I like the helpful information you supply for your articles.
    I will bookmark your blog and test again here frequently.

    I am fairly sure I will be informed many new stuff right right here!
    Best of luck for the following!

  19. how to get help in windows 10

    You actually make it seem so easy with your presentation but I find
    this topic to be actually something that I think I would
    never understand. It seems too complex and extremely broad for me.

    I am looking forward for your next post, I
    will try to get the hang of it!

  20. quest bars cheap 2019 coupon

    Excellent post. I was checking constantly this weblog and I’m inspired!
    Very useful information specifically the final section 🙂 I care for such information much.

    I was looking for this particular information for a very long time.

    Thanks and good luck.

  21. quest bars

    This is my first time visit at here and i am genuinely happy to read everthing at single place.

  22. plenty of fish dating site

    Hey! I know this is kinda off topic nevertheless I’d figured I’d ask.
    Would you be interested in exchanging links or maybe guest
    authoring a blog post or vice-versa? My website covers
    a lot of the same subjects as yours and I feel we could
    greatly benefit from each other. If you happen to
    be interested feel free to shoot me an e-mail. I look forward to hearing from you!

    Terrific blog by the way!

  23. how to get help in windows 10

    I feel that is among the so much vital information for me.
    And i am happy studying your article. However wanna statement on few
    common issues, The web site style is great, the
    articles is in point of fact nice : D. Excellent activity,
    cheers

  24. how to get help in windows 10

    Hi there! This is my first visit to your blog! We are a group of volunteers and starting a new initiative in a community in the same niche.
    Your blog provided us beneficial information to work on.
    You have done a extraordinary job!

  25. how to get help in windows 10

    Hey! Do you know if they make any plugins to assist with SEO?
    I’m trying to get my blog to rank for some targeted keywords but I’m not seeing very good results.
    If you know of any please share. Appreciate it!

  26. how to get help in windows 10

    Hello there! This is my 1st comment here so I just wanted to give a quick
    shout out and tell you I truly enjoy reading your blog posts.
    Can you recommend any other blogs/websites/forums that go over the same topics?
    Many thanks!

  27. natalielise

    Hey! I just wanted to ask if you ever have any problems with hackers?

    My last blog (wordpress) was hacked and I ended up losing several
    weeks of hard work due to no back up. Do you have any solutions to prevent hackers?
    plenty of fish natalielise

  28. plenty of fish dating site

    I’m not sure where you’re getting your info,
    but good topic. I needs to spend some time learning much more or understanding more.
    Thanks for great information I was looking for
    this info for my mission.

  29. plenty of fish dating site

    Have you ever thought about including a little bit more than just your articles?

    I mean, what you say is fundamental and everything.

    Nevertheless just imagine if you added some great graphics or videos to give your posts more, “pop”!
    Your content is excellent but with pics and videos, this website could undeniably be one of
    the very best in its niche. Excellent blog!

  30. smore.com

    I do not even know how I finished up here, however
    I assumed this publish was once great. I do not understand who you might be however certainly you
    are going to a famous blogger for those who aren’t already.

    Cheers! pof natalielise

  31. pof

    Hey, I think your blog might be having browser compatibility issues.
    When I look at your blog in Chrome, it looks fine but when opening in Internet Explorer, it has some overlapping.

    I just wanted to give you a quick heads up! Other then that, amazing
    blog!

  32. dating site

    It’s genuinely very complicated in this busy life to listen news on TV, therefore I just use
    the web for that purpose, and get the latest news.

  33. plenty of fish https://natalielise.tumblr.com

    I will immediately clutch your rss feed as I can not in finding your email subscription link or e-newsletter service.
    Do you’ve any? Please permit me realize in order that I could subscribe.

    Thanks. natalielise plenty of fish

  34. plenty of fish dating site

    Hi there! This is my first visit to your blog! We
    are a collection of volunteers and starting a new project
    in a community in the same niche. Your blog provided us beneficial information to work on. You have done a outstanding job!

  35. minecraft games

    I have fun with, lead to I discovered just what I used to
    be having a look for. You’ve ended my four day
    lengthy hunt! God Bless you man. Have a nice day. Bye

  36. minecraft games

    This design is wicked! You certainly know how to keep a reader entertained.
    Between your wit and your videos, I was almost
    moved to start my own blog (well, almost…HaHa!) Great job.
    I really loved what you had to say, and more than that, how you presented it.

    Too cool!

  37. quest bars cheap

    Write more, thats all I have to say. Literally, it seems as though you relied on the video to make your point.
    You clearly know what youre talking about, why throw away your intelligence on just posting videos
    to your blog when you could be giving us something enlightening to
    read?

  38. quest bars cheap

    Hello there! Do you use Twitter? I’d like
    to follow you if that would be ok. I’m undoubtedly enjoying your
    blog and look forward to new posts.

  39. quest bars cheap

    For hottest news you have to pay a quick visit world-wide-web and on the web I found this web site as a most excellent website for hottest updates.

  40. quest bars cheap

    whoah this blog is excellent i really like reading
    your posts. Stay up the great work! You recognize, a lot of people are looking round for this information, you can aid them greatly.

Comments are closed.